Choosing a credit card that’s right for you can be tough. Usually, when selecting a card, most people gravitate towards enticing perks such as cash back rewards, along with cards that involve a zero transfer fee. Ideally, low interest credit cards and easy approval credit cards provide the least hassle. That way, you can begin to make purchases soon after application. However, before you apply for a credit card, it’s good to do some research. Keep reading to learn more about the top credit cards with the best interest rates:

1. Chase Freedom Unlimited card

With a 0% introductory APR period on purchases for a certain number of months, a $0 annual fee, and excellent cash back rewards, the Chase Freedom Unlimited card is a terrific choice for anyone looking to get a credit card. As if it couldn’t get any better, the card’s cash back rewards include 5% on travel booked through Chase, 3% on drugstore purchases and restaurants, and 1.5% on other items.

2. Wells Fargo Platinum card

Similar to the Chase Freedom Unlimited card, the Wells Fargo Platinum card has a 0% introductory APR period on purchases made within 18 months of opening an account, which also extends to balance transfers. Likewise, an annual fee isn’t charged, allowing you to enjoy the benefits of your credit card without having to pay extra costs. Despite the amazing perks offered by the Wells Fargo Platinum card, there is one downside: no rewards are given. However, if this personally isn’t a big deal for you, then this card might be the right one for you.

3. Citi Diamond Preferred card

The Citi Diamond Preferred card is known for offering one of the longest introductory 0% APR periods on both purchases and balance transfers. If you’re looking to buy something big and don’t want to tackle interest—or if you’re interested in consolidating debt—then this card could be just the thing you’re looking for. Still, it’s easiest to get approved if you have good to excellent credit: a score of at least 670 will likely cut it, but a score of over 740 is ideal.

4. Capital One Quicksilver Cash Rewards credit card

As with the other cards on this list, the Capital One Quicksilver Cash Rewards credit card offers a 0% introductory APR period on purchases. However, what makes this card special is its special attention to cash back rewards. Not only will you earn a $200 cash bonus, but you’ll also earn an unlimited 1.5% cash back on every purchase, every single day. Sounds like a pretty sweet deal!